With over 4,700 branches across the country, Chase is currently one of the most popular banks in the U.S. It offers a wide array of financial products, including over 30 credit card options for all types of lifestyles. Cardholders, however, need to make their Chase credit card payments on time to build a favorable credit history, minimize interests and avoid late fees.
How Do I Make a Payment on My Chase Credit Card?
There are three possible options available to cardholders when it comes time to pay a Chase credit card bill. Chase clients can make their credit card payments online, by mail or by phone.
How To Make a Chase Credit Card Payment Online
The Chase online platform is probably the most practical solution for the vast majority of Chase cardholders. It allows them to make their Chase credit card payments on time from the comfort of their home or on the go.
- Visit Chase’s website.
- Sign up to enroll in Chase’s online banking platform by clicking on the “Not enrolled? Sign up now” button.
- Fill in the form to verify your identity.
- Log into your account with your new user ID and password.
- Add all your credit card accounts by following the instructions on the “My Accounts” page, and follow the site’s instructions to pay your preferred amount.
Alternatively, Chase cardholders can opt to use the mobile banking app to schedule their online Chase credit card payments.
Paying On Mobile
International business cardholders can also call 00-1-713-262-3300 to enroll in the business online banking platform and use it to pay their credit card.
How To Make a Chase Credit Card Payment by Mail
Another option is to make a Chase credit card payment using the U.S. Postal Service. Chase does not take cash payments when using this method. Chase credit card account members can either send a personal check or a money order with their account number and name.
P.O. Box 6294
Carol Stream, IL 60197-6294
Chase customers can submit overnight payments to:
How To Pay Chase Over the Phone
Chase also allows credit card members to pay via phone by calling the automated phone service at 1-800-436-7958. Alternatively, cardholders can reach out to Chase’s Customer Service department through the number on the back of their card.
Interest and Late Fees for Chase Credit Cards
The current fee for a late Chase credit card payment is $39. In addition, cardholders who don’t pay their balance in full each month may have to pay an interest rate that varies by credit card and credit history, as well as by the current prime rate.
Late or missing payments can permanently stain a credit card holder’s credit history. Following the instructions above will help Chase customers pay their credit cards when due to keep things running smoothly.
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